A commercial mortgage starts where business loans finish. Unsecured business loans go up to about £25,000. Whereas with a commercial mortgage you can borrow up to millions.
You are looking to invest in property. The advice you keep getting is that Buy-To-Lets are ‘history’ and investing in HMOs is what you should be looking at. Perhaps – but maybe your choice isn’t as clear cut as you think. First of all, what exactly is an HMO?
How are you feeling as a buy-to-let landlord in 2021? Wary perhaps of predictions in a property market still emerging from a pandemic, where Brexit remains unfinished business.