The home of specialist lending - We are West One
Established in 2007, we’re proud to have developed a diverse range of products, and a reputation for providing a personalised approach to lending. We help homeowners, landlords and property professionals find the right financial solution to deliver a variety of projects and purchases.
Diverse product range
We have one of the most comprehensive product ranges in the specialist lending sector.
A personal approach
Treating customers as individuals, we take the time to understand their needs and circumstances.
Our portal makes it easy for brokers to assess their options, track applications and pass on updates to clients.
Our people are at the heart of our business, working hard to provide a first class service to our customers and intermediary partners.
If you'd like to learn more about us and how we might best work for you, call us now on 0333 123 4556 or send us a message.
Read more here about how a client worked with West One to access a bridging loan of £427,000 to complete on their auction purchase during the coronavirus lockdown.
We are delighted to announce a series of positive enhancements to our second charge product range with immediate effect.
Let's look at how we calculate the risks with
Considering a bridging loan for your property investment? How to maximise being a classed low risk
From first-time home buyers through to seasoned buy-to-let investors, borrowers of all shapes have very similar expectations of their brokers: they want to navigate the lending market, pinpoint the best deals, and access funds with a minimum of hassle.
Inventive ways to use bridging loans - here are a few recent creative cases we helped clients with:
We are delighted to announce record figures for November 2019 – having lent over £100m through the month, with strong performance from all product lines including bridging, development finance, Second Charge mortgages and specialist Buy-to-Let (BTL) mortgages.
West One Loans are delighted to announce the appointment of Amir Khan as a Key Account Manager focusing on their new range of Buy-to-Let (BTL) mortgage products.
Arc & Co Structured Finance has worked with West One Loans to secure a £9m senior bridging loan against a vacant office building in London valued at £14m.
It’s not unusual for property professionals of all types to find themselves in emergency situations requiring a quick financial fix.
From repairing broken property chains through to funding workspace expansion, bridging loans can be useful ways to raise finance in a wide range of situations. From part-time landlords and renovation specialists to company directors, partners and sole traders, this versatile form of short-term borrowing can be beneficial even in the trickiest scenarios.
In August 2012, a UK property development company borrowed £1,000,000 from a mainstream lender to purchase a mews house in Fulham, West London and convert it into two new flats. The company had 12 months to repay the loan within which time it expected to convert, fully refurbish and sell the properties. After 10 months, the flats were completed, valued together at £1,750,000 and placed on the market with an estate agent for sale.
An experienced property developer in Richmond successfully won an auction bid to purchase a mixed use property in the area and convert it into fully residential use. The client agreed to purchase the property for £3,000,000 and under the terms of the contract had just under two months to complete the acquisition.
We have teamed up with JaeVee - a disruptive prop-tech business revolutionising how people invest, develop and learn about property – for a £3.19m development finance facility.
When buy-to-let opportunities arise, investors frequently need access to a fast, reliable source of finance to secure the purchase. What’s more, to qualify for mortgage lending, and to help attract their first tenants, new buyers may also need funds for essential property improvements.