https://www.thelandsite.co.uk/files/articles/19959f11667111e990a4024b03131eda/101-5d3eb3487c080936115088.jpeg 102

Urgent top up funds

Posted by Keystone Wealth Management Ltd on 19th November 2019 -

title

One of my developer clients had run into unexpected cost overruns on a development which the existing lender would not cover, leaving the client with a financial hole. The client required mezzanine finance, yet upon detailed examination, I concluded the best way to proceed was via a second charge on a Buy-to-Let property the client owned, however, in this instance the first charge lender refused consent to a second charge, so instead we provided the client with complete refinance of this property and organised a first charge bridging facility, enabling the original transaction to proceed.

Photo by Etienne Girardet on Unsplash


Vishen 	 Garikedu

Keystone Wealth Management is a financial advisory business which can advise on pensions, investments, protection and mortgage for both individuals and corporates. We have a particular specialism in development finance, bridging finance and commercial finance.

Link to Keystone Wealth Management Ltd business profile

24th October 2025
West One Launches Commercial Mortgages to Wider Market
After a highly successful commercial pilot, West One has announced its commercial mortgage offering is available to the wider market across England and Wales.
Read more
2nd October 2025
West One Launches Bespoke Buy-to-Let Service and Overhauls Product Range
West One has announced a major overhaul of its Buy-to-Let mortgage range, marking the most significant set of changes since the products launch in 2019
Read more
26th August 2025
Deferred Payments & Option Agreements: Your Secret Weapon
Let’s talk about two property developer lifesavers: Deferred Payments and Option Agreements
Read more